The state of Illinois has several private health insurance companies that provide attractive insurance options to its citizens. There are also public insurance plans like the CHIP, but private insurance plans are very popular. Some of the most popular health insurance companies in Illinois are: Assurant Health, Celtic, Unicare, Fortis Health, Blue Cross/Blue Shield, Golden Rule Insurance, Aetna, AIG, Allianz, Fort Dearborn, Guardian, HPA, Humana, ING, John Hancock, Metlife, Pacific Life, Transamerica, United Healthcare, Zurich and United Security Life and Insurance Co. Most of these companies have several health insurance options, such as family and individual, group health plans, childrens health plans, temporary/short term health insurance, self-employed health insurance, student health insurance, discount medical plans, Medicare supplement, international health insurance and long term care plans. Illinois health insurance companies offer competitive options and rates for Illinois citizens. Quotes can be obtained directly from the insurance company by submitting some basic information. There are also several health insurance brokerage companies that offer health insurance options from multiple companies. There are literally hundreds of health insurance plans to choose from. These brokerage firms offer advice on the best kind of plan to choose, options for reducing premiums, different deductible options, and other aspects such as co-payments and co-insurance. They can also provide special assistance for people with special needs. Information about special state programs such as COBRA, the Trade Adjustment Assistance Reform Act, Medicaid and Illinois KidCare, CHIP, Medicare, Illinois High-Risk Pool for People with Health Problems and many other state programs can also be obtained from these companies. It is always better to use a brokerage company or an insurance agent because of the availability of so many plans. An agent would be able to suggest the best kind of policy. Most of the Illinois health insurance companies can also be reached through the phone or online. Quotes can also be requested online or by phone. |
